A pet insurance policy is important to cover your pet’s medical costs and, protect your pet and yourself from unexpected expenses caused by your pet, such as property damage and third-party injury. Read on to learn more about the importance of having pet insurance.
Why Should You Get Pet Insurance?
With an active pet insurance policy, you can provide the right medical care for your pet. If you delay buying the insurance just because of the premium amount, do not forget that your pet’s medical treatments can cost you more.
It is advisable to buy pet insurance when the pet is younger because the premium amount increases with age.
What Does the Pet Insurance Coverage Offer?
Like other types of insurance, pet insurance also offers a wide range of benefits. Apart from essential medical bills for illness and injuries, the pet insurance plan also covers hereditary or long-term conditions. If you wish to breed your pet in the future, it is advisable to include pregnancy-related costs as well.
What Are the Types of Pet Insurance Cover?
- Lifetime: This is a one-time policy where the insurer commits to cover your pet throughout its lifetime. You will have to pay annual premiums, which may increase with the age of your pet.
- Annual: If you buy this plan, you will pay for 12 months of cover. After your plan expires, you can renew it or switch to any other policy that suits your budget.
- Accident Only: It is the basic plan that provides coverage only when your pet gets into an accident. It does not cover any illnesses.
Having pet insurance is important to offer the best protection to your beloved pet. For assistance with all your coverage needs, contact an insurance professional at Westwood Insurance Agency today. We will help you choose the right insurance that meets your unique needs and budget.