Step up your insurance for spring break.
With temperatures warming up and the weather improving, you know that spring is on its way. For many people, the start of spring means getting ready for their annual vacation. However, before you pack your bags and set off on your spring break adventure, make sure that you have the right insurance protections in place. Here are some insurance suggestions that you should try in preparation for spring break.
- Homeowners Insurance
Before setting off on your spring vacation, make sure that you review and update your homeowners insurance. Because your risk for theft increases anytime you leave your home unoccupied, you may want to speak to your insurance provider about increasing your personal property coverage limits. Additionally, you should make sure that you have adequate coverage to protect against unexpected weather events that could cause damage to your home while you are away. Depending on where you live, this might mean updating your flood, fire, earthquake, landslide, and/or storm coverage.
- Renters Insurance
Renters should take the same insurance steps as homeowners before leaving for their spring vacation. Even if you have roommates that will remain on the rental property while you are away, you should still review your renters policy to ensure that you have adequate coverage for the belongings you are leaving behind.
- Auto Insurance
If you are taking a road trip for your spring break, it’s important that you look over your auto insurance policy. Because your risk for accidents and vehicular damage increases the more you drive, you may want to increase your policy’s coverage limits in preparation for your road trip. Additionally, if your trip will take you over state lines, verify that your insurer will offer you the protection you need once you leave your home state.
These are some of the insurance steps that you should take before leaving on your spring vacation. Do you need help with any of your policies? For assistance with all your coverage needs, contact an insurance professional at Westwood Insurance Agency today.