Access insurance discounts by making these changes to your home:
There is no reason to break the bank to secure the right insurance coverage. There are many things that homeowners can do to lower their rates. For instance, making these home upgrades can unlock insurance savings.
- Invest in a Home Security System
Studies show that security systems reduce the risk of homes being burglarized by more than half. When you have a security system installed in your home, you are not only protecting your belongings from being stolen, you are also protecting your home from any damage that burglars might cause during a break-in. Additionally, many home security systems now come with additional safety features such as surveillance cameras and automatic fire or carbon monoxide alerts. The most features your home security system has, the higher your home insurance discount may be.
- Install a Water Safety System
Water safety systems, also known as fire sprinklers, are a great option for homeowners who want to protect against their fire risks. These systems respond to fires inside the home and quickly release water or other flame retardants to contain the damage caused by heat, smoke, and flames. Having a water safety system can save your home from total ruin, especially if your local fire station is slow to respond or is located far away. Many states or local counties now require new homes to include fire sprinklers. Oftentimes, home insurance providers will issue discounts to homeowners who install these safety systems.
- Lock-Up with Deadbolts
Having deadbolts installed on all your home’s points of entry is a great way to slow down even the most expert home invaders.. This is why many home insurers offer discounts to homeowners who install deadbolts. However, the types of deadbolts that you choose does matter. When selecting deadbolts for your home, look for options that are labeled Grade 1 or Grade 2. Avoid Grade 3 deadbolts as they are the weakest. When installing deadbolts, make sure they extend at least an inch into the door jam and have a reinforced strike plate with three-inch-long screws. These factors will make it much harder for an intruder to kick in your doors and ransack your home.
Making these security and safety upgrades to your home can give you access to lower insurance rates. Do you have additional questions about your Homeowners insurance? For assistance with all your coverage needs, contact an insurance professional at Westwood Insurance Agency today.