Accidents happen. Here are five things you can do now to help your covered claims be taken care of quickly and painlessly. 1. Have the correct address on file Insurance coverage and rates can be based on where you live and drive your car. That’s why it’s important to update your residential address after aRead more
Not all insurance claims get accepted, but it doesn’t mean that insurers are finding excuses to not pay their policyholder’s claims. You can avoid disappointment by understanding your coverage specifics. Your Insurer Can Only Compensate You for a Covered Loss When you’re insured, your insurance company is obligated to honor claims for losses included inRead more
Auto Insurance can be difficult to understand, mainly because it comprises of several different components. However, once you know that an insurance company generally bases prices on risks, it’s easier to understand how you can control rates to some extent with good driving behavior. You can further lower your rates by determining if you qualifyRead more
How easy is it for your car to get stolen? Part of it depends on the time of year, as a study by the National Insurance Crime Bureau (NICB) shows June through August are the prime months for car theft. One of the easiest yet most ignored ways of preventing car theft is never toRead more
Teens are the least experienced drivers and more likely to cause accidents compared to skilled drivers. Car accidents are the leading cause of teen deaths in the United States. The Insurance Institute for Highway Safety revealed that teens crash three times more than drivers aged 20 or above. Common mistakes like driving too fast, failing toRead more
There is nothing more unpleasant than finding that your car got stolen. Walking towards your car parking and not seeing your vehicle may not be easy for you. However, you need to stay calm and take action quickly. Here are the steps that you can take if your car gets stolen: Are You Sure YourRead more
With the breakdown season approaching, the chances of road accidents and vehicle failures are high. So, it is essential to prepare your car for breakdowns. Here are 5 tips to avoid car breakdowns this season: 1. Check Oil Levels Cars require optimum fluid intake to prevent heat and friction and enable the movable partsRead more
Does auto insurance have an age cap for your children? When your teen first got their driver’s license, you probably added them to your auto insurance policy because it was the cheapest and easiest way to get them covered. However, as your children get older, you may be worried about the legality of keeping themRead more
Step up your insurance for spring break. With temperatures warming up and the weather improving, you know that spring is on its way. For many people, the start of spring means getting ready for their annual vacation. However, before you pack your bags and set off on your spring break adventure, make sure that youRead more
Consequences of lying to your auto insurance provider There are several situations in which you may be tempted to lie about your location to your auto insurance provider. For instance, maybe your parents live in a safer area, or maybe you moved to a new state without ever changing your auto insurance. Whatever your reason,Read more