Does your homeowners insurance offer enough personal liability protection? Standard homeowners insurance policies are made up of four main coverages: property coverage, personal property coverage, loss of use coverage, and personal liability coverage. Personal liability coverage is the portion of your insurance that will address the costs associated with third-party injuries or property damage thatRead more
If you have these features on your property, an umbrella policy is a must. As a homeowner, you know that you’re subject to a certain amount of liability risk. This is why your homeowners insurance offers you personal liability protection. Unfortunately, certain home features can actually increase your liability coverage needs. Fortunately, you can secureRead more
Take these precautions to protect your home and personal belongings during a power outage: When the power goes out, most homeowners see this as a minor annoyance or inconvenience. However, what people fail to understand is that losing power places them at significant risk. In fact, experiencing a power outage can put your home andRead more
A quick thank you from the Westwood Insurance Agency family! As Thanksgiving approaches, we are reminded of all the things we have to be grateful for. While we are always thankful for our loved ones, our health, and our good fortune, we must also give thanks to our loyal customers. It is because of yourRead more
Get the additional financial protection you need with the right personal umbrella insurance. While you have homeowners and auto insurance already in place, what happens if a claim event exceeds your coverage limits? This is where the coverage from a personal umbrella policy steps in. Personal umbrella is a special type of insurance that isRead more
Learn About Non-Owner Car Insurance If you don’t own a car, you may think that there’s no need for you to carry your own auto insurance. However, this simply isn’t the case. In fact, there are even special car insurance options that are specifically designed for motorists who rely on others’ cars to get around.Read more
Try out these suggestions to prepare your home for Halloween guests: With Halloween looming, it’s time to get your home ready for the onslaught of trick-or-treaters and party guests you will receive on this night. Taking these precautions leading up to and on Halloween night will ensure that your home and guests stay safe. DecoratingRead more
Did you know that a standard homeowners insurance policy includes these coverages? While you might assume that a basic or standard home insurance policy only offers minimal coverage, in actuality, these policies provide a comprehensive array of coverages. Here’s a closer look at the surprising coverages that your “basic” policy has to offer: Personal LiabilityRead more
These are the most common risks that your home faces: As a responsible homeowner, you likely have the proper homeowners insurance protections in place. That being said, you probably don’t want to access this coverage under any circumstances. Unfortunately, it’s impossible to prevent every risk that your home faces and you may have to fileRead more
Try out these suggestions this Fall Car Care Month. October is Fall Car Care Month and, as the name suggests, the main goal of this month is preparing your car for the fall weather conditions to come. In honor of this month, here are some car maintenance tasks to do before driving conditions become precarious:Read more