Shop safely online this holiday season.
Planning on doing your holiday shopping online this year? If so, make sure that you are taking the necessary safety precautions to protect yourself as you shop. Employ these strategies to safeguard yourself and your financial information from cyber criminals.
- Stay Away from Untrustworthy Sites
As you are doing your holiday shopping, now isn’t the time to try out a company you’ve never heard about or use a discount website you’ve never used before. Instead, stick to websites and online vendors that you know and trust. Even if you think you are using a site for a reputable retailer, make sure you review the site carefully before you check out. Some wily criminals make fake websites for real companies and use these traps to gain access to credit card information.
- Use Gift Cards to Shop
Do your best to avoid putting your credit or debit card information online. When you shop online using your credit card, you are running the risk of a hacker gaining access to your financial information. To prevent this from happening, try to shop using gift cards or prepaid credit cards. This way if a criminal does access your account, they can only steal a limited amount of money.
- Do Not Give Out Personal Information
Finally, you should be wary of websites that ask you for personal information. If a website prompts you to enter information such as your social security number or date of birth, this is an indication that the site is not legitimate. The only information an online retailer should ever request from you is your billing, shipping, and payment information, and on occasion, your email and telephone number.
Keep these tips in mind to protect yourself as you shop online. If you are looking for another way to protect yourself this holiday season, make sure you have the right insurance coverage to address your needs. To find the right policies for you, contact the professionals at Westwood Insurance Agency. We are always ready to assist you with your insurance needs.