What you need to know about filing a police report after an accident.
The aftermath of a car accident can be a stressful, overwhelming time. In the midst of all this chaos, it can be easy to overlook certain details. However, something that you never forget is filing a police report to document the incident. Not convinced? Here’s when it’s most important to file a police report.
If There Are Injuries
If you or anyone involved in the accident is injured, contact emergency services right away. Even if the injuries seem inconsequential, it’s still important to be evaluated by a medical professional. Anytime medical professionals are called in, the police will arrive as well. When they arrive at the scene, they will investigate the accident and document their findings in a report. This official report will include many details that will assist you with any insurance claims you may want to file.
If There Aren’t Injuries
Even if an accident is minor with no obvious injuries, it’s still a good idea to call the police to the scene. An official police report will help expedite the claims process. In some cases, the police will choose not to the document the incident. If this is the case, then you may still be able to file an accident report with your local police department or with your state’s DMV. Things will vary by state and jurisdiction, so check with your local municipality to see what your reporting options are.
Ultimately, it’s important to file a police report any time you are involved in a car accident. It’s especially pressing to do so when you want to file an insurance claim as an official report will expedite your claims process. Do you have other questions about your auto insurance? Then contact us at Westwood Insurance Agency for assistance. Our team has all the insurance answers you are looking for today.